Voluntary Vision Insurance
Plan Sponsor. This Plan is sponsored by Rhodes College, 2000 North Parkway, Memphis, TN 38112.
Eligible Participants. All full-time faculty and staff have the option to purchase vision insurance coverage for themselves, their domestic partner and their dependents.
Date Eligible for Coverage. Each employee becomes eligible for vision coverage under the Plan the first day of the month following the date of employment with Rhodes.
Date Eligible for Dependent Coverage. A dependent shall become eligible for coverage on either (a) the first day that the employee becomes eligible for coverage and satisfies the definition of eligible dependent coverage or (b) the day a covered employee first acquires an eligible dependent.
Benefits Provided. All services must be rendered by a provider in the VSP Signature Network
- $10 annual exam
- $25 materials copay for glasses and lenses every 2 years
- Single vision lenses, line bifocals or trifocals
- Frames up to $120
- Elective contact lenses up to $120
- Average 30% discount for all other materials
There is a charge for vision insurance coverage that is paid through payroll deduction. At the employee’s option, vision insurance premium payments may be deducted through the flexible benefits program (pre-tax option).
Currently the insurance company is Guardian Life Insurance Company. Request for information concerning Guardian Life Insurance Company contract terms, condition and interpretation thereof, claims thereunder, any requests for review of such claims and service of legal process may be directed in writing to: Guardian Life, 7 Hanover Square, H-26-E, New York, NY 10004.
The requirements for being covered under this Plan, the provision concerning termination of coverage, a description of Plan benefits (including any limitations and exclusions which may result in reduction or loss of benefits) are explained in the Certificate of Coverage.
Guardian Life offers a Vision discount plan to participants covered under the dental plan and their dependents who do not enroll in the Vision insurance. For additional information, please contact the Benefits Services Manager.
The plan year is July through June.
For a statement of ERISA rights see ERISA.
Note: The Rhodes College Handbook is not a contract of employment, nor should it be construed to create a contract with the College. Rhodes reserves the right to make future changes to its policies, practices, and fringe benefits. If such changes occur, the College will inform employees of such changes and their effect, if any. If you have questions, please contact The Rhodes Human Resources Department at email@example.com.