A downloadable PDF version of the handbook is currently being updated.

Voluntary Supplemental Life Insurance

Full-time employees may purchase additional life insurance coverage through UNUM Life Insurance Company. Supplemental life insurance may be purchased through payroll deductions for the employee and their spouse up to $500,000 each or five (5) times the employee’s annual salary, whichever is less.

Dependent children may be covered up to $10,000 per child. The amount of life insurance purchased on a spouse and/or dependent must be equivalent to or less than coverage purchased on the employee. The employee may purchase up to $150,000 of guaranteed coverage within their first 30 days of eligibility. A spouse is guaranteed coverage of $25,000.

If desired coverage is greater than $150,000 or $25,000 respectively, a medical questionnaire must be completed and UNUM must approve the coverage.
Employees should apply for this coverage in Workday.

Monthly Premium Supplemental Life Rates

 Age Band

 Employee Rate
per $10,000 coverage

 Spouse Rate
per $1000 coverage

Child Rate
per $2,000 coverage 

 

 

 

 $ .73

 15-29

 .80

 1.10

 

 30-34

 .90

 1.16

 

 35-39

 1.20

 1.60

 

 40-44

 1.79

 2.28

 

 45-49

 2.83

 3.58

 

 50-54

 4.52

 5.59

 

 55-59

 6.98

 8.46

 

 60-64

 10.90

 14.55

 

 65-69

 18.82

 24.86

 

 70-74

 33.66

 44.28

 

 75+

 65.79

 88.69